Let’s talk about something most of us didn’t learn well in school: real-life money skills.
You know what I’m talking about, taxes, budgets, interest rates, credit cards, housing costs, and how not to accidentally live paycheck to paycheck for a decade. Most of us learned the hard way. And if we’re honest, many of us are still learning. So when it came time to teach my children how to handle finances, I knew I didn’t just want a dry workbook or a one-off conversation about “saving for the future.”
I wanted a course that would walk them through personal finance with biblical wisdom and real-world examples. Something practical and engaging that didn’t assume they already knew how to budget or that they had a full-time job to practice with. I needed something that would help them steward their resources well from a place of understanding why it matters, not just how to do the math.
When it comes to Raising Financially Wise Christian Teens, Consumer Math from Master Books is exactly what I was hoping for and you’re going to love it just as much as I do!
This post is sponsored by Master Books. My time was compensated however all opinions are my own.
It’s More Than Math. It’s Stewardship.
If you’re looking for a solid resource to help your raise financially wise Christian teens, you’ve hit the jackpot with Consumer Math! This isn’t your typical high school elective. Sure, it covers math. But it’s not about passing a test or checking a box. It’s about forming habits and convictions that will carry into adulthood.
From day one, students are taught that all income is God’s provision, and they’re called to steward it with intention. The course introduces this foundational formula early on:
Income = Giving + Saving + Spending
That right there? That’s already better than what most of us got in school. Our kids aren’t just learning how to count change or compare car loans. They’re learning that money is a tool, not a goal. And it all belongs to the Lord.
What It Actually Covers
This curriculum walks your teen through everything from basic budgeting to credit, debt, taxes, insurance, investing, and retirement planning. But it doesn’t throw them in the deep end all at once. It’s divided into four quarters, and each one builds on the last:
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Quarter 1: Living expenses, giving, taxes, and debt
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Quarter 2: Budgeting for daily needs and big expenses
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Quarter 3: Careers, car buying, housing decisions
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Quarter 4: Investing, saving for the future, and review
Throughout the course, real-life case studies help students see how these lessons play out in everyday decisions, giving context and clarity.
What They’ll Walk Away With
By the end of the course, your teen won’t just know about money. They’ll be equipped to manage it wisely, with a biblical foundation for every choice they make. They’ll know how to:
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Build and manage a personal budget
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Understand checking and savings accounts
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Navigate credit, debt, and interest
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Make smart decisions about renting vs. buying
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Choose insurance coverage
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Set long-term goals for giving, saving, and investing
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Make career and life decisions with discernment
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Use money as a tool for God’s glory, not self-indulgence
In short, they’ll graduate with something many of us had to figure out the hard way: the tools and wisdom to handle finances with purpose, confidence, and conviction.
Why It Works for Our Family
Let me be honest: math has not always been a favorite subject around here. But this course hit differently.
Here’s why I love it:
1. It makes math make sense.
There’s nothing abstract here. It’s real-world math with real-life meaning. Teens will learn about calculating grocery budgets, running interest rate comparisons, and estimating paycheck deductions, without asking, “Why do I have to learn this?”
2. It speaks our values.
Every chapter ties back to Scripture. Not in a tacked-on way, but meaningfully. There are sections where students reflect on principles of contentment, generosity, and integrity. It invites them to think deeply and biblically about money. Not just how to manage it, but how to honor God with it.
3. It builds actual confidence.
Want your teen to be able to explain mortgage interest to you? By week two, they will feel more equipped, more aware, and even excited to manage money responsibly. Isn’t that what we want? Not just “financial literacy,” but financial wisdom rooted in truth? If you answered yes, this course will is the answer to raising financially wise Christian teens.
4. It’s mom-friendly.
The teacher guide is clear and beautifully laid out with a full 180-day schedule. Each day’s lesson takes about 45 minutes, five days a week, doable, predictable, and structured.
And if you prefer video instruction? That’s coming soon too through Master Books Academy, which means even more flexibility in how you teach.
5. It fulfills a full math credit.
Whether your teen is math-resistant or just burned out on upper-level algebra, this one-year course still counts as a high school math credit, without sacrificing substance.
6. It’s affordable.
This course will not break the bank. Consumer Math is affordably priced (as of 2025) for $78.38. And that’s for a full years worth of financial wisdom!
Why This Matters
Here’s the truth: we can spend twelve years teaching our kids how to diagram sentences and label cells, but if they leave our homes without understanding how to budget wisely, avoid debt, or give generously, they’re going to struggle.
And not just financially.
Our children are growing up in a world that idolizes money, glorifies debt, and treats stewardship like an afterthought. But we’re called to something better.
We’re raising future husbands and wives. Business owners. Missionaries. Providers. Givers. Leaders.
If they can learn now, at 15 or 16 years old, how to live within their means, save for the future, give faithfully, and make wise financial choices with an eternal perspective, then we’ve given them a gift that lasts far beyond a grade on a report card.
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Final Thoughts On Raising Financially Wise Christian Teens
I want to make sure I equip my children with as much biblical financial knowledge as possible before they leave the nest. That’s why I love Consumer Math because it isn’t flashy. It’s not gimmicky or filled with fluff. It’s faithful, practical, and deeply necessary. It teaches students how to navigate the financial side of adulthood with clarity, confidence, and conviction. And it does so without compromising biblical truth.
If want to raise financially wise Christian teens and are looking for a way to prepare them for real life, not just the SATs, this course is absolutely worth it. It’s been a blessing in our homeschool, and I think it will be in yours too.
Giveaway Time
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